47016 ZIP Code — Cedar Grove, IN

Franklin County, Indiana

ZIP code 47016 is located in Cedar Grove, Indiana, within Franklin County. It covers approximately 19.02 square miles and serves a population of 785 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 812.

About ZIP code 47016

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $208,200. Owner-occupancy is high at 90%, well above the national average.

Median household income is $67,500. The poverty rate of 3% is below the national average. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 47016 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

785

population

19.02

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

47016 ZIP code map

Cities in ZIP code 47016

Below are the cities the US Postal Service accepts for ZIP code 47016. Using any city not on this list may result in mail delivery delays.

City	Status
Cedar Grove	Preferred

Nearby ZIP codes

47012 Brookville (4.9 mi) 45053 Okeana (5.8 mi) 47060 West Harrison (6.6 mi) 47010 Bath (8.1 mi) 45056 Oxford (11.3 mi) 47003 West College Corner (11.8 mi) 45030 Harrison (12.5 mi) 45013 Hamilton (12.7 mi) 47022 Guilford (12.9 mi) 47030 Metamora (13.3 mi) 45002 Cleves (14.7 mi) 45003 College Corner (14.9 mi)

Demographics updated 05/2026

Population
Total population	785
Population density	41 / sq mi
State FIPS	18
County FIPS	047

Geography
Land area	19.02 sq mi
Water area	0.17 sq mi
Latitude	39.3832
Longitude	-84.8818
Timezone	Eastern (ET)
Area code	812

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	38.2%	42.9%
$50k – $100k	45.1%	40.7%	32.7%
$100k – $200k	12.7%	18.0%	19.8%
Over $200k	0.3%	3.1%	4.5%

Demographics & statistics

785

Population

People per sq mi

49.7

Median age

$67,500

Median household income

$40,644

Per capita income

$208,200

Median home value

$675

Median monthly rent

89.6%

Home ownership

3.3%

Poverty rate

1.9%

Unemployment

328

Housing units

26.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	198	25.2%
18 and over	587	74.8%
65 and over	224	28.5%
Median age	49.7 years

Race & ethnicity

White 100%

Group	Count	%
White	785	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	38.2%	42.9%
$50k – $100k	45.1%	40.7%	32.7%
$100k – $200k	12.7%	18.0%	19.8%
Over $200k	0.3%	3.1%	4.5%

Under $10k 3.0%

$10k–$15k 0.3%

$15k–$25k 6.8%

$25k–$35k 2.7%

$35k–$50k 16.4%

$50k–$75k 21.3%

$75k–$100k 19.4%

$100k–$150k 13.4%

$150k–$200k 10.7%

$200k+ 6.0%

Range	% of households
Under $10k	3.0%
$10k–$15k	0.3%
$15k–$25k	6.8%
$25k–$35k	2.7%
$35k–$50k	16.4%
$50k–$75k	21.3%
$75k–$100k	19.4%
$100k–$150k	13.4%
$150k–$200k	10.7%
$200k+	6.0%
Median income	$67,500

Housing

Home values

Under $50k 2.7%

$100k–$150k 18.3%

$150k–$200k 23.2%

$200k–$300k 41.2%

$300k–$500k 4.9%

$500k–$1M 9.8%

Housing overview

Metric	Value
Median home value	$208,200
Median rent / month	$675
Owner occupied	89.6%
Renter occupied	10.4%
Vacant	0.0%
Single-family detached	95.4%
Large apartment buildings	0.3%
Mobile homes	0.8%
Median rooms	6.1
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	8.2%
2000–2009	23.8%
1990–1999	4.9%
1980–1989	6.0%
1970–1979	3.3%
1960–1969	25.1%
1950–1959	2.5%
1940–1949	5.5%
1939 or earlier	20.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.3%
2 bedrooms	6.8%
3 bedrooms	62.6%
4 bedrooms	24.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.8%
1 vehicle	32.2%
2 vehicles	32.8%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	14.5%
Electricity	46.2%
Propane / LP gas	20.2%
Fuel oil	2.5%
Wood	9.8%
No fuel used	3.8%

Households & families

Household type	Count	%
Married-couple family	163	44.5%
Cohabiting couple	2	0.5%
Male householder, no spouse	86	23.5%
Female householder, no spouse	115	31.4%
Households with children under 18	71	19.4%
Households with seniors (65+)	181	49.5%
Average household size	2.14

Marital status

Status	Male	Female
Never married	21.1%	18.1%
Married	49.1%	53.4%
Separated	0.0%	0.0%
Widowed	7.9%	19.7%
Divorced	22.0%	8.8%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.3%

HS graduate 39.1%

Some college, no degree 25.4%

Associate's degree 4.3%

Bachelor's degree 22.7%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	95.7%
Bachelor's or higher	26.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	1.1%
Kindergarten	10	5.6%
Elementary school	107	59.4%
High school	61	33.9%
College / grad school	0	0.0%

Employment

Industry of employment

Manufacturing 22.9%

Education & healthcare 18.2%

Transportation & utilities 14.0%

Other services 11.1%

Construction 9.6%

Retail trade 7.3%

Professional & management 6.4%

Agriculture & mining 6.1%

Wholesale trade 2.9%

Finance & real estate 0.6%

Arts, food & hospitality 0.6%

Public administration 0.3%

Occupation

Category	%
Management, business & arts	40.1%
Service	7.3%
Sales & office	32.8%
Natural resources & construction	6.4%
Production & transportation	13.4%

Employment type

Type	%
Private sector	85.4%
Government	12.1%
Self-employed	2.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.9%
Carpool	11.7%
Public transit	0.0%
Walk	4.2%
Work from home	19.2%
Other means	4.9%
Avg commute (minutes)	33.2

Poverty

All people 3.3%

Under 18 years 6.1%

18 and over 2.4%

Married-couple families 0.0%

Female-led households 15.6%

Income support

Source	% of households
Social Security	50.5%
Retirement income	31.1%
Supplemental Security	0.0%
Cash public assistance	0.8%
Food stamps / SNAP	2.2%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	35.5%
High cholesterol	33.8%
Diabetes	10.9%
Heart disease	7.1%
Stroke	3.1%
Asthma	9.6%
Arthritis	26.9%
Kidney disease	2.9%
Pulmonary disease	8.3%
Cancer	7.2%

Behavior / access	%
Smoking	20.9%
Binge drinking	16.1%
No physical activity	24.9%
Less than 7 hrs sleep	33.1%
Depression	22.5%
Fair or poor health	15.0%
Poor mental health	14.8%
Poor physical health	11.0%
No health insurance	12.1%
Visited doctor (checkup)	74.0%
Visited dentist	63.7%
Cholesterol screening	90.1%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	102	17.4%

Disability	%
Any disability	6.2%
Under 18	4.0%
18–64 years	4.4%
65 and over	11.2%

Health insurance coverage

Type	%
Private insurance	72.6%
Public insurance	42.8%
No insurance	1.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	767	97.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	785	100.0%
Born in same state	769	98.0%
Born in different state	197	25.1%
Foreign born	16	2.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	165	21%
Italian	112	14.3%

Ancestry	Count	%
Arab	65	8.3%
English	3	0.4%

Technology access

Metric	% of households
Computer access	46.6%
Internet access	89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 47016

What city is ZIP code 47016 in?

ZIP code 47016 is primarily assigned to Cedar Grove, Indiana.

What county is ZIP code 47016 in?

ZIP code 47016 falls within Franklin County, Indiana.

Does ZIP code 47016 have an older population?

29% of residents in ZIP code 47016 are 65 or older, above the national average of ~17%.

Does ZIP code 47016 have a large retiree population?

51% of households in ZIP code 47016 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 47016 mostly owner-occupied?

90% of occupied units in ZIP code 47016 are owner-occupied, well above the national average.

Does ZIP code 47016 have a large veteran population?

17% of civilians in ZIP code 47016 are veterans, above the national average of ~7%.

What timezone is ZIP code 47016 in?

ZIP code 47016 observes the EST timezone.